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6 global certifications every financial analyst needs
Key highlights Obtaining a global finance certification can significantly boost your earning power, reputation, and ability to deliver high-quality financial analysis Some of these certifications are: Chartered Financial Analyst (CFA) certification, Certified Public Accountant (CPA) certification, Financial Modeling & Valuation Analyst (FMVA) certification Others are: Chartered Alternative Investment Analyst (CAIA) designation, Certified Financial Planner (CFP) designation, and Financial Risk Manager (FRM) certification Financial analysis is the process of evaluating businesses, projects, budgets, and other finance-related transactions to determine their performance and suitability Being a financial analyst in Nigeria or any part of the world is a lucrative and rewarding career. Furthermore, obtaining a professional finance certification can significantly boost your…
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The Financial Literacy Basics Entrepreneurs Need to Know
Opinions expressed by Entrepreneur contributors are their own. Like most of you, I grew up with virtually no formal training on money. I learned that we definitely need money to get the things we want and one way or another, we have to work for it. Short of getting my passbook savings account back in the ’80s, I was taught very little about how to be financially literate. What happened? I got a job, paid bills, saved a little (but not really) — and then, when I got to college, I went into credit card debt in exchange for a free T-shirt. By not getting the proper education on money,…
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Will AI Replace Financial Advisors?
A reader asks: Technology has made investing easier (indexing, direct indexing, robo advisors, etc.). With AI in vogue right now, what does the RIA space/ financial planning look like in another 20-30 years? Will there still be a human need to hold hands/talk you off a ledge, or will the only human interactions be those maintaining the tech behind the scenes? No one knows for sure how AI will transform our lives but speculation is running rampant right now because the possibilities seem endless. ChatGPT is the first breakthrough technology in a long time where anyone using it gets it immediately. It’s still early days but you can already get…
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The 12-Word Financial Plan: Do This and You’re Done
The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. If you hate reading how-to articles about money, read this article anyway. I’m with you. I get it. Some people can’t stand talking about, reading or even thinking about money, researchers find. “Make a budget,” the experts say. “Get out of here with that crazy talk. I’m busy living a life, not a bean counter,” you might say. Spreadsheets? “I’m feeling a little queasy right now. Can’t stand them.” But you don’t want to be…
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Assembly reintroduces bill requiring financial literacy class as graduation requirement for Wisconsin high schools
Financial literacy could become a required course for Wisconsin high school students under a revised state Assembly bill. Last year, Wisconsin’s GOP floated a plan to require high school students to complete a full credit of financial literacy in order to receive their diploma. It would have gone into effect for the 2022-23 school year. But the tight timeline and cost to school districts to implement the classes caused the measure to fail. The revised bill would shorten the requirement to a half credit and would not begin until the 2028 school year. On Thursday, the Assembly Committee on Education heard three hours of testimony from students, teachers and non-profits…
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Here are the top 3 reasons to fire a financial advisor, say experts
Edwin Tan | E+ | Getty Images Breakups are always hard. The relationship with your financial advisor is no different. But there are some telltale signs it’s probably time to call it quits, experts say. “When it comes down to it, it’s a business relationship,” said Micah Hauptman, director of investor protection at the Consumer Federation of America, an advocacy group. “If advisors are not serving the client in a way the client deserves or expects, it’s entirely appropriate to end the relationship,” he said. More from Personal Finance:This is the ‘best defense’ against inflationHow Apple’s new 4.15{9f99fe44fce1aa3c813d0a0ce4da2fbea8a5a58e9d85c4a2927dd8140cb676b5} savings account rate ranksThis is the best way to ‘protect your money…
