Latino adults have gotten better over the past 12 years at budgeting, managing debt and building personal wealth, according to a new report by the foundation arm of Wall Street’s brokerage regulator. But the Hispanic community still faces gaps in financial knowledge, the study found.  Fewer Latinos reported difficulty in paying expenses in 2021 compared to 2009 (50{9f99fe44fce1aa3c813d0a0ce4da2fbea8a5a58e9d85c4a2927dd8140cb676b5} versus 67{9f99fe44fce1aa3c813d0a0ce4da2fbea8a5a58e9d85c4a2927dd8140cb676b5}), according to the Financial Industry Regulatory Authority’s educational foundation. Just 34{9f99fe44fce1aa3c813d0a0ce4da2fbea8a5a58e9d85c4a2927dd8140cb676b5} of Hispanic adults reported an inability to cope with a $2,000 shock bill in 2021, down sharply from nearly 50{9f99fe44fce1aa3c813d0a0ce4da2fbea8a5a58e9d85c4a2927dd8140cb676b5} in 2012. The percentage of Latino people with too much debt fell from to 35{9f99fe44fce1aa3c813d0a0ce4da2fbea8a5a58e9d85c4a2927dd8140cb676b5} in 2021 from 45{9f99fe44fce1aa3c813d0a0ce4da2fbea8a5a58e9d85c4a2927dd8140cb676b5}…