A former high-flying financial advisor at a top-level wealth management firm has made a grovelling apology after he was banned from working in the industry by the financial regulator for dodgy practices.  Kristofer Ridgway was a senior advisor at the Brisbane offices of respected company Shaw and Partners until he was sacked in February 2022. A formal complaint from one of his clients triggered a company investigation which  discovered Ridgway was secretly pouring millions of dollars in clients’ cash into unapproved investments in breach of the firm’s rules. ‘I don’t want to think of myself as a crook. But some of my actions in recent times have been terribly unlawful……