getty To assistance shield on their own from being taken benefit of by fiscal gross sales industry experts, retirees really should question the adhering to issues about the monetary expert trying to find to deliver them with expenditure suggestions or market them an expenditure item: “Are you a fiduciary, and how are you registered?” “This problem is critical as advisors can be dually registered and run as a broker AND a fiduciary, although they’ll even now tell you they are a fiduciary,” suggests Eric Presogna, Operator and CEO at A person-Up Money in Erie, Pennsylvania. For in excess of two a long time now, the Securities and Trade Commission (“SEC”)…